What is Interest Only Lifetime Mortgages?

Learn what is interest only lifetime mortgages, how they work and their advantages & disadvantages.

Everyone deserves to enjoy their golden years in comfort after a lifetime of struggle and achievements. But, enjoying retired life is not possible if your retirement savings are lacking. Retired people can use lifetime mortgages to supplement their retirement income during ripe years. Lifetime mortgages let you take out a loan against your home, giving you full ownership of your property. Interest is charged on loan principal, which can be paid monthly (Interest Only Lifetime Mortgages) or added to loan principal to be paid when you die or go into long-term care (Lifetime Mortgages).

Lifetime Mortgages Interest Only, Lifetime Mortgages For Pensioners

Interest only lifetime mortgages are a type of loan available only to individuals over age 55 with property value of at least £70,000. You don’t have to provide any income proof to get the Interest only lifetime mortgage. They are cheaper option to a capital and repayment mortgage. The maximum amount you can borrow is generally determined by the value of your property, your age and sometimes your health. Continue reading

How to check DDA Housing Scheme 2014 Results online?

Applicants, who have applied for DDA Housing Scheme 2014, can check DDA draw results online at www.dda.org.in after official announcement.

A residence is a first need of everyone because all living being must have own shelter in the rain. However, today the specific situation with housing in Delhi is developing for the better because DDA – Delhi Development Authority has been started DDA Housing Scheme for economically weaker families to change their daily lifestyle once and for all. Through DDA housing scheme, people can get their personal flat irrespective of the yearly income and social standing. This year, DDA has received more than 10 lakhs applications for 2014 Housing Scheme. Now finally, the long-wait for DDA result is going to be over very soon because DDA is planning to conduct draw procedure on 12th November, 2014 at either its headquarters Vikas Sadan or the C-DAC office located in Noida. The draw will take approximate 60 to 90 minutes and after 30 minutes they will declare the list of successful applicants on its official webpage. However, this is not confirmed date of draw result so that you have to stay tuned with us.

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Previously, the date of DDA Housing Scheme result was scheduled on 10th November, 2014. But now, according to the senior official of the housing authority, the date of draw will be decided on the basis of the success of Monday’s trial. For the first time, all people will be able to see the webcast of DDA draw live on YouTube. The webcast will be available for all online users through the YouTube channel. Under DDA Housing Scheme, Government will offer more than 25000 flats across various categories – EWS, LIG, MIG, HIG, Janta flats and one-room apartments, ranging from Rs.7 lakh to Rs.1.2 crore. This year, DDA has given nine areas to select your home like are Rohini, Jasola, Shalimar Bagh, Dwarka, Motia Khan, Narela, Kalyan Vihar, Vasant kunj and Mukherjee Nagar. Continue reading

How to get Dubai airport immigration e-Gate card?

Use Dubai immigration e-card at Dubai, Abu Dhabi and Al Ain International Airports to avoid long queues and clear the immigration within a few seconds.

The most frustrating thing for travelers at airports is getting stuck in long queues to clear immigration, especially during busy periods. Now, no need to wait in a long queue on departure and arrival in the UAE airports to get your passport stamped as e-Gate card lets quicker access through the immigration process. Frequent international travelers can get Dubai immigration e-card, skip the hassle of standing in long immigration queues and clear the immigration within 5 to 10 seconds. Thus, save their precious time.

Dubai airport immigration e-Gate card

Dubai immigration e-card makes Dubai’s immigration process quick and smooth for travelers at both, the exit and entry point of Dubai Airport, Abu Dhabi Airport and Al Ain Airport. This smart e-card includes user’s personal history, passport details, biometrics finger prints and face recognition. All these user details are also stored on the barcode located in the newly issued passports.

The Department of Civil Aviation and Dubai Naturalisation and Residency Department (DNRD) issue the Dubai immigration e-Gate card to smoothen immigration process without compromising tight security at the airports. Continue reading

How Aquaman crystal Works? A Material to Breathe in Water

Now you don’t require bulky oxygen tanks and face masks to breathe underwater, thanks to the newly developed crystalline substance “Aquaman Crystal” from Danish scientists.

If you have ever dreamed of being able to hang out underwater without oxygen tanks, then it’s time to cheer up as your dream is most likely to become reality as scientists from the University of Southern Denmark have created a crystalline material dubbed “Aquaman Crystal” that allow us to breathe in water. It seems to be something out of a science fiction novel, but this crystalline material is very powerful that a bucketful can bind and absorb an entire roomful of oxygen. ‘Aquaman crystal’ – the name of the substance has been given after the DC comic book character that can swim underwater.

Aquaman crystal

‘Aquaman crystal’ can absorb large amounts of oxygen and let a person to breathe underwater without any oxygen tanks or other bulky breathing tools. The absorption rate itself is outstanding as the crystal may have 160 times more of oxygen than the air we breathe. The main factor of the new material is the element cobalt, which is bound in a particularly intended organic molecule. Continue reading

How to Find DNRD, Typist & Medical Fitness Centres in Dubai?

Check out  where and how to find the location of all DNRD centres, Typing and Medical Fitness Centres in Dubai if you are new in Dubai.

Hiring a maid for household duties is very common in Dubai. However it is a long drawn process with many legal implications. It is mandatory for employers to complete all the formalities involved in hiring, and for this, they are required to visit various service centres/government offices like DNRD (the Department of Naturalisation and Residency Dubai), typing centres, and medical fitness centres. Finding the location of these offices, counters or services used to be a bit difficult, but not anymore. This article will help you find all the relevant locations quickly and easily.

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Searching Medical Fitness Centres in Dubai

In Dubai, all expatriates must undergo a medical fitness test in a Government medical fitness centre for the issuance or the renewal of their visas. So, one of the things you have to do, when getting a visa for your maid, is take her for a medical fitness test. You can easily get the locations of all the Medical Fitness Centres located in Dubai on www.dha.gov.ae – the official website of Dubai Health Authority (DHA). Once you land on this site, click on “Contact Us” at the top left side of the page and then scroll down till you see a section that says “Medical Fitness”. Below that will be the list of all Medical Fitness Centres along with their locations and telephone numbers. Click here to directly access the page. Continue reading

Redmi 1s Network Problem, Shows Very Poor Signal

Users of Xiaomi Redmi 1S are encountering problems with poor reception of signal. Here are some tips and tricks that you can try to fix the Network Problem in Redmi 1s.

Xiaomi is a popular Chinese cell phone manufacturer known for making powerful yet affordable devices. Their latest offering Redmi 1s is now world’s fourth best-selling smartphone. With impressive set of features like a 4.7 inch 720p HD display, 8MP camera, 2MP front camera, 8GB internal storage, and a super affordable price tag of Rs 5999, Redmi 1s is selling like hot cakes across the world. However, there is one major drawback to this phone and that is poor signal reception. An increasing number of Redmi 1s users are complaining of a weak or no signal in Xiaomi’s official forums. Until now, Xiaomi has not given a solution to this problem. Till the time the company comes up with a permanent fix, you can try some tips and tricks to boost your phone’s signal strength.

redmi 1s network problem

Redmi 1s is a dual sim phone. Although both the SIM card slots accept cards with data connectivity, only the left side slot supports 3G whereas the right one supports 2G data connectivity.

After some tests, it has been found that the network problem occurs only when the slot 1 is configured in “3G preferred” (i.e. mixed 2G/3G) which is the default mode. So a temporary solution is to set your phone’s slot 1 network mode to “2G only” or “3G only”. Continue reading

How to check Status of a Social Security Claim?

To know status of your completed retirement, survivor or disability social security application, visit www.ssa.gov/claimstatus/ or call on toll free SSA number.

Social security offers lots of benefits to each citizen to cope up with hope and bravery during the casualties they face in their whole life. It protects and give allowance to their family members to run their life normally. To get benefits of social security, every person have to submit important documents to support their claim application. To get benefits of social security claim you have to provide information like Social Security number, most recent self-employment tax return or W-2 form, proof of a disability and birth certificate. If you have already completed the claim procedure for retirement, survivor or disability application and want to know about status of your social security claim, then you can find out status by any of the following method.

Social Security status change, Social Security status report, Social Security status confirmation number

It usually takes 2-3 weeks to start your claim procedure. If it has taken a long time then usual, then only you need to worry about your claim. There is no need to have any account at official government site to find out details for status of your claim. Simply visit site and have ready your SSN (Social Security Number) with you to get status information in fractions of seconds.

Online method: It is easiest method to know about your claim status. You can check your claim status anywhere, anytime without paying anything. Follow the below given steps to get details about your claim status: Continue reading

Great Inspiring Education Quotes from Top Techies

Checkout the great inspiring education quotes from tech icons like Marissa Mayer, Steve Jobs, Steve Wozniak, Sheryl Sandberg, Bill Gates and Mark Zuckerberg.

Learning is a lifelong process that starts at birth and ends with death. In today’s world, education is very necessary to make our dreams come true, get a good job, have a successful life and achieve goals. Although the most successful entrepreneurs of tech world have not completed college degree, they believe in the importance of ambition, self-belief and good teachers. Let’s take a look at ten inspiring educational quotes from top techies. These education quotes from tech icons will surely inspire you to follow the path of knowledge.

Great Inspiring Education Quotes from Top Techies

Education plays an important role to make children responsible citizens and good human beings. Not only that, education teaches us the good behavior and good manners as well as makes us capable of taking the right decisions in real life scenarios. Education even has a great impact on overall progress of society and nation. So, you must complete your education for a great career and being a good person in the future. Continue reading